Bitcoin, the Church, and the Parable of the Talents

Bitcoin, the Church, and the Parable of the Talents

I recently came across a post on X that stuck with me:

"My wife is sending money to a pastor in Uganda. She asked if he can take Bitcoin. He doesn’t know anything about Bitcoin. So she went down to the bank to wire him the money. The bank wouldn’t do it."

That’s a picture of both the problem and the opportunity. The global church struggles to send money across borders, while at the same time, a tool like Bitcoin exists that could solve the issue instantly. Yet most churches don’t understand it, don’t use it, and in many cases, don’t even want to.

That tension is personal for me. Years ago, I started paying closer attention to how our investments were working in the background. I noticed how much our portfolio had grown—not through extra labor, but because resources had been put to work. Around the same time, Bitcoin grabbed my attention. Back in 2017, I had mined about $100 worth and forgotten about it. When I checked years later, it had grown to over $1,000. That simple discovery sent me on a journey: books, conferences, thousands of hours of study. Week after week, my eyes were opened to how economics and stewardship are not just “secular” issues—they are deeply spiritual ones. How we manage what God entrusts to us reveals whether we truly trust Him.

Now consider the average church. Let’s say a congregation is trying to raise $1 million for a new building. Traditionally, that means years of fundraising campaigns, pledge cards, and constant appeals. But what if there were another way? If that church bought just one Bitcoin today and waited five years, the odds are strong that it could reach its goal without endless drives and exhausting appeals. That’s not gambling—that’s stewarding an asset with a history of growth and a future of global relevance.

This brings us directly to Jesus’ parable of the talents. A master entrusted resources to three servants. Two put those resources to work and multiplied them. One buried his in the ground, paralyzed by fear. His excuse wasn’t really about risk—it was about distrust of the master himself. And in the end, that lack of trust revealed his heart.

In the same way, churches today risk acting like that third servant. God has placed tools in our hands that could multiply resources and expand His kingdom. Yet too often, we bury them—whether out of fear, ignorance, or a poverty mindset. The tragedy isn’t just the financial opportunity missed, but the faithfulness squandered.

History shows this pattern over and over. The church initially resisted the printing press, radio, even the internet. Each seemed risky, worldly, or dangerous. But when embraced with wisdom, they became multiplying forces for the Gospel. Bitcoin may be the next chapter in that same story. The only question is whether we will bury this opportunity—or put it to work in faith, trusting the Master.